LOANS (Details 5) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Loans	$ 217,128,624	$ 213,709,112
Pass
Loans	190,325,751	188,079,964
Watch
Loans	10,422,117	12,585,441
OAEM
Loans	6,844,510	4,501,332
Substandard
Loans	9,536,246	8,542,375
Doubtful
Loans
Loss
Loans
Commercial
Loans	54,664,286	55,565,525
Commercial | Pass
Loans	47,803,837	48,160,256
Commercial | Watch
Loans	4,551,804	4,000,123
Commercial | OAEM
Loans	561,563	2,071,137
Commercial | Substandard
Loans	1,747,082	1,334,009
Commercial | Doubtful
Loans
Commercial | Loss
Loans
Commercial Real Estate Construction
Loans	2,276,532	3,564,327
Commercial Real Estate Construction | Pass
Loans	1,806,765	3,088,190
Commercial Real Estate Construction | Watch
Loans		476,137
Commercial Real Estate Construction | OAEM
Loans	469,767
Commercial Real Estate Construction | Substandard
Loans
Commercial Real Estate Construction | Doubtful
Loans
Commercial Real Estate Construction | Loss
Loans
Commercial Real Estate Other
Loans	108,575,415	106,408,621
Commercial Real Estate Other | Pass
Loans	94,779,321	93,889,871
Commercial Real Estate Other | Watch
Loans	2,554,099	4,581,885
Commercial Real Estate Other | OAEM
Loans	4,957,130	1,905,745
Commercial Real Estate Other | Substandard
Loans	6,284,865	6,031,120
Commercial Real Estate Other | Doubtful
Loans
Commercial Real Estate Other | Loss
Loans
Consumer Real Estate
Loans	46,703,454	43,185,861
Consumer Real Estate | Pass
Loans	41,738,572	38,551,256
Consumer Real Estate | Watch
Loans	2,971,631	3,312,679
Consumer Real Estate | OAEM
Loans	650,412	212,545
Consumer Real Estate | Substandard
Loans	1,342,839	1,109,381
Consumer Real Estate | Doubtful
Loans
Consumer Real Estate | Loss
Loans
Consumer Other
Loans	4,908,937	4,984,778
Consumer Other | Pass
Loans	4,197,256	4,390,391
Consumer Other | Watch
Loans	344,583	214,617
Consumer Other | OAEM
Loans	205,638	311,905
Consumer Other | Substandard
Loans	161,460	67,865
Consumer Other | Doubtful
Loans
Consumer Other | Loss
Loans