LOANS (Details 3) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Delinquent loans, excluding mortgage loans held for sale
30-59 Days Past Due	$ 204,802	$ 1,323,614
60-89 Days Past Due	336,315	30,319
Greater Than 90 Days	3,075,382	788,772
Total Past Due	3,616,499	2,142,705
Current	213,512,125	211,566,407
Total Loans Receivable	217,128,624	213,709,112
Recorded Investment > 90 Days and Accruing		282,173
Commercial
Delinquent loans, excluding mortgage loans held for sale
30-59 Days Past Due	104,766	50,892
60-89 Days Past Due
Greater Than 90 Days
Total Past Due	104,766	50,892
Current	54,599,520	55,514,633
Total Loans Receivable	54,664,286	55,565,525
Recorded Investment > 90 Days and Accruing
Commercial Real Estate Construction
Delinquent loans, excluding mortgage loans held for sale
30-59 Days Past Due
60-89 Days Past Due
Greater Than 90 Days
Total Past Due
Current	2,276,532	3,564,327
Total Loans Receivable	2,276,532	3,564,327
Recorded Investment > 90 Days and Accruing
Commercial Real Estate Other
Delinquent loans, excluding mortgage loans held for sale
30-59 Days Past Due	93,487	1,268,321
60-89 Days Past Due	336,315
Greater Than 90 Days	3,074,397	788,167
Total Past Due	3,504,199	2,056,488
Current	105,071,216	104,352,133
Total Loans Receivable	108,575,415	106,408,621
Recorded Investment > 90 Days and Accruing		282,173
Consumer Real Estate
Delinquent loans, excluding mortgage loans held for sale
30-59 Days Past Due
60-89 Days Past Due
Greater Than 90 Days
Total Past Due
Current	46,703,354	43,185,861
Total Loans Receivable	46,703,454	43,185,861
Recorded Investment > 90 Days and Accruing
Consumer Other
Delinquent loans, excluding mortgage loans held for sale
30-59 Days Past Due	6,549	4,401
60-89 Days Past Due		30,319
Greater Than 90 Days	985	605
Total Past Due	7,534	35,325
Current	4,901,403	4,949,453
Total Loans Receivable	4,908,937	4,984,778
Recorded Investment > 90 Days and Accruing