INVESTMENT SECURITIES AVAILABLE FOR SALE (Details 1) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Investment Securities Available For Sale Details 1
Due in one year or less	$ 2,331,067
Due in one year to five years	32,183,058
Due in five years to ten years	11,407,945
Due in ten years and over	9,099,939
Total	55,022,009
Due in one year or less	2,336,933
Due in one year to five years	33,321,740
Due in five years to ten years	12,718,115
Due in ten years and over	10,137,428
Total	$ 58,514,216	$ 59,552,160