SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details 4) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Commitments to extend credit
Off Balance Sheet Financial Instruments, Notional Amount	$ 51,444,731	$ 47,629,822
Off Balance Sheet Financial Instruments, Fair Value
Standby letters of credit
Off Balance Sheet Financial Instruments, Notional Amount	749,712	875,679
Off Balance Sheet Financial Instruments, Fair Value

The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 825

-SubTopic 10

-Section 50

-Paragraph 10

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13433-108611

Name:	us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant