SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details 3) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Quoted Prices in Active Markets for Identical Assets (Level 1)
Loans
Deposits
Significant Other Observable Inputs (Level 2)
Loans
Deposits	291,094,742	301,830,957
Significant Unobservable Inputs (Level 3)
Loans	217,432,537	214,294,224
Deposits
Carrying Amount
Loans	217,128,624	213,709,112
Deposits	291,073,843	301,127,515
Fair Value
Loans	217,432,537	214,294,224
Deposits	$ 291,094,742	$ 301,830,957

- Definition

This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents loan receivable as presented on the statement of financial position which may include mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts, or any other loans which are due the Company as of the balance sheet date.

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