SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Narrative) (USD $)	0 Months Ended					12 Months Ended
	Sep. 24, 2012	Jun. 28, 2012	Jun. 23, 2011	Mar. 24, 2011	Sep. 24, 2010	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Summary Of Significant Accounting Policies Details Narrative
Mortgage loans held for sale						$ 18,479,878	$ 7,578,587
Loss on other real estate owned							(63,273)	(13,347)
Shares granted	2,500	9,000	96,000	5,000	33,000	11,500	101,000	33,000
Fair value assumptions at the date of grant
Option pricing model used	Black-Scholes	Black-Scholes	Black-Scholes	Black-Scholes	Black-Scholes
Dividend yield	3.97%	3.97%	4.02%	4.02%	2.72%
Historical volatility	33.94%	33.94%	54.43%	54.43%	72.30%
Expected term of awards	10 years	10 years	10 years	10 years	10 years
Risk-free interest rate	1.74%	1.60%	2.93%	3.42%	2.62%
Weighted Average fair value per share	$ 2.76	$ 2.55	$ 4.03	$ 4.62	$ 6.13
Daily average reserve requirement						$ 700,000	$ 700,000