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CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest and fee income      
Interest and fees on loans $ 11,032,927 $ 10,887,709 $ 10,693,501
Interest and dividends on investment securities 1,347,520 1,309,743 1,459,731
Other interest income 82,412 80,152 12,951
Total interest and fee income 12,462,859 12,277,604 12,166,183
Interest expense      
Interest on deposits 455,619 778,028 1,057,373
Interest on short-term borrowings       9,018
Total interest expense 455,619 778,028 1,066,391
Net interest income 12,007,240 11,499,576 11,099,792
Provision for loan losses 350,000 480,000 670,000
Net interest income after provision for loan losses 11,657,240 11,019,576 10,429,792
Other income      
Service charges, fees and commissions 926,050 946,518 1,030,218
Mortgage banking income 1,377,888 674,705 1,004,324
Other non-interest income 41,525 32,062 29,155
Gain on sale of securities    124,672   
Total other income 2,345,463 1,777,957 2,063,697
Other expense      
Salaries and employee benefits 5,045,413 4,742,772 4,568,095
Net occupancy expense 1,356,845 1,340,227 1,316,986
Loss on other real estate owned    63,273 13,347
Other operating expenses 2,329,367 2,113,994 2,100,117
Total other expense 8,731,625 8,260,266 7,998,545
Income before income tax expense 5,271,078 4,537,267 4,494,944
Income tax expense 1,604,250 1,347,949 1,384,431
Net income $ 3,666,828 $ 3,189,318 $ 3,110,513
Weighted average shares outstanding      
Basic 4,445,738 4,439,887 4,416,065
Diluted 4,445,738 4,439,887 4,416,065
Basic income per common share $ 0.82 $ 0.72 $ 0.70
Diluted income per common share $ 0.82 $ 0.72 $ 0.70