RELATED PARTY TRANSACTIONS (Tables)

12 Months Ended

Dec. 31, 2012

Related Party Transactions Tables

Schedule of Related Party Loans

Related party loans are summarized as follows:

	DECEMBER 31,
	2012			2011
Balance at beginning of year	$	9,764,763		$	7,618,873
New loans or advances		4,241,967			5,364,207
Repayments		(3,622,225	)		(3,218,317	)
Balance at end of year	$	10,384,505		$	9,764,763