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DEPOSITS (Tables)
12 Months Ended
Dec. 31, 2012
Deposits Tables  
Schedule of Maturities of Certificates of Deposits

At December 31, 2012, the schedule maturities of certificates of deposit are as follows:

 

2013   $ 54,124,046  
2014     2,051,136  
2015     110,396  
2016     64,149  
2017 and thereafter     463,323  
    $ 56,813,050