PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS (Tables)

12 Months Ended

Dec. 31, 2012

Premises Equipment And Leasehold Improvements Tables

Schedule of Premises, Equipment and Leasehold Improvements

Premises, equipment and leasehold improvements are summarized as follows:

	2012			2011
Bank buildings	$	1,817,008		$	1,813,277
Land		838,075			838,075
Leasehold purchase		30,000			30,000
Lease improvements		675,784			662,054
Equipment		2,709,406			3,096,152
		6,070,273			6,439,558
Accumulated depreciation		(3,583,481	)		(3,827,593	)
Total	$	2,486,792		$	2,611,965