OTHER EXPENSE

12 Months Ended

Dec. 31, 2012

Other Expense

OTHER EXPENSE

10. Other Expense

A summary of the components of other operating expense is as follows:

	YEARS ENDED DECEMBER 31,
	2012		2011		2010
Advertising and business development	$	21,422	$	17,633	$	10,658
Supplies		118,881		96,654		111,428
Telephone and postage		177,899		169,560		166,376
Insurance		34,575		44,207		43,594
Professional fees		504,888		465,533		431,990
Data processing services		559,867		446,625		351,101
State and FDIC insurance and fees		196,263		249,605		363,339
Courier service		159,943		189,247		179,407
Other		555,629		434,930		442,224
	$	2,329,367	$	2,113,994	$	2,100,117