CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest and fee income
Interest and fees on loans	$ 2,745,764	$ 2,787,415	$ 8,231,109	$ 8,106,716
Interest and dividends on investment securities	332,344	321,716	1,009,404	967,179
Other interest income	20,332	18,623	67,344	45,077
Total interest and fee income	3,098,440	3,127,754	9,307,857	9,118,972
Interest expense
Interest on deposits	106,875	177,288	351,334	627,108
Total interest expense	106,875	177,288	351,334	627,108
Net interest income	2,991,565	2,950,466	8,956,523	8,491,864
Provision for loan losses	80,000	120,000	280,000	360,000
Net interest income after provision for loan losses	2,911,565	2,830,466	8,676,523	8,131,864
Other income
Service charges, fees and commissions	232,276	238,339	696,206	712,559
Mortgage banking income	330,726	181,234	957,027	502,880
Gain on sale of securities		66,486		124,672
Other non-interest income	7,179	10,846	32,740	25,211
Total other income	570,181	496,905	1,685,973	1,365,322
Other expense
Salaries and employee benefits	1,251,563	1,190,370	3,729,640	3,538,762
Net occupancy expense	345,815	338,692	1,016,098	1,003,509
Other operating expenses	558,871	454,309	1,768,857	1,599,630
Total other expense	2,156,249	1,983,371	6,514,595	6,141,901
Income before income tax expense	1,325,497	1,344,000	3,847,901	3,355,285
Income tax expense	431,835	407,027	1,173,246	1,000,908
Net income	$ 893,662	$ 936,973	$ 2,674,655	$ 2,354,377
Basic earnings per share	$ 0.20	$ 0.21	$ 0.60	$ 0.52
Diluted earnings per share	$ 0.20	$ 0.21	$ 0.60	$ 0.52
Weighted average shares outstanding
Basic	4,495,099	4,444,355	4,445,570	4,438,184
Diluted	4,495,099	4,444,355	4,445,570	4,438,184
Cash Dividend Per Share	$ 0.11	$ 0.11	$ 0.33	$ 0.31