CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Assets:
Cash and due from banks	$ 6,095,995	$ 4,559,194
Interest bearing deposits in other banks	14,286,487	47,504,282
Investment securities available for sale	58,962,671	59,552,160
Mortgage loans to be sold	14,092,588	7,578,587
Loans	213,698,894	213,709,112
Allowance for loan losses	(3,388,815)	(3,106,884)
Net loans	210,310,079	210,602,228
Premises and equipment, net	2,516,798	2,611,965
Accrued interest receivable	1,017,989	1,147,216
Other assets	184,063	473,137
Total assets	307,466,670	334,028,769
Deposits:
Non-interest bearing demand	78,713,939	70,217,614
Interest bearing demand	61,627,515	64,350,891
Money market accounts	57,298,746	96,292,414
Certificates of deposit $100,000 and over	41,507,596	38,638,528
Other time deposits	16,069,951	17,416,840
Other savings deposits	17,727,362	14,211,228
Total deposits	272,945,109	301,127,515
Accrued interest payable and other liabilities	851,287	907,385
Total liabilities	273,796,396	302,034,900
Common Stock - No par value; 12,000,000 shares authorized; Shares issued 4,665,690 at September 30, 2012 and 4,664,391 at December 31, 2011; Shares outstanding 4,446,239 at September 30, 2012 and 4,444,940 shares at December 31, 2011
Additional paid in capital	28,456,352	28,390,929
Retained earnings	4,699,214	3,491,678
Treasury stock - 219,451 shares at September 30, 2012 and December 31, 2011	(1,902,439)	(1,902,439)
Accumulated other comprehensive income, net of income taxes	2,417,147	2,013,701
Total shareholders' equity	33,670,274	31,993,869
Total liabilities and shareholders' equity	$ 307,466,670	$ 334,028,769