CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Interest and fee income
Interest and fees on loans	$ 2,727,358	$ 2,702,717	$ 5,485,345	$ 5,319,301
Interest and dividends on investment securities	334,138	323,909	677,060	645,464
Other interest income	20,268	15,888	47,012	26,453
Total interest and fee income	3,081,764	3,042,514	6,209,417	5,991,218
Interest expense
Interest on deposits	112,400	213,883	244,459	449,821
Total interest expense	112,400	213,883	244,459	449,821
Net interest income	2,969,364	2,828,631	5,964,958	5,541,397
Provision for loan losses	80,000	120,000	200,000	240,000
Net interest income after provision for loan losses	2,889,364	2,708,631	5,764,958	5,301,397
Other income
Service charges, fees and commissions	232,381	228,323	463,930	474,210
Mortgage banking income	311,429	143,383	626,301	321,647
Gain on sale of securities		58,186		58,186
Other non-interest income	18,934	9,188	25,561	14,364
Total other income	562,744	439,080	1,115,792	868,407
Other expense
Salaries and employee benefits	1,251,695	1,177,992	2,478,077	2,348,392
Net occupancy expense	336,584	330,339	670,283	664,816
Other operating expenses	616,279	537,545	1,209,986	1,145,322
Total other expense	2,204,558	2,045,876	4,358,346	4,158,530
Income before income tax expense	1,247,550	1,101,835	2,522,404	2,011,274
Income tax expense	357,283	333,810	741,411	593,881
Net income	$ 890,267	$ 768,025	$ 1,780,993	$ 1,417,393
Basic earnings per share	$ 0.20	$ 0.17	$ 0.40	$ 0.32
Diluted earnings per share	$ 0.20	$ 0.17	$ 0.40	$ 0.32
Weighted average shares outstanding
Basic	4,445,520	4,460,218	4,445,232	4,454,969
Diluted	4,445,520	4,460,218	4,445,232	4,454,969
Cash Dividend Per Share	$ 0.11	$ 0.10	$ 0.22	$ 0.20