CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Jun. 30, 2012	Dec. 31, 2011
Assets:
Cash and due from banks	$ 5,816,367	$ 4,559,194
Interest bearing deposits in other banks	31,371,532	47,504,282
Investment securities available for sale	56,184,644	59,552,160
Mortgage loans to be sold	6,508,401	7,578,587
Loans	210,750,195	213,709,112
Allowance for loan losses	(3,341,579)	(3,106,884)
Net loans	207,408,616	210,602,228
Premises and equipment, net	2,538,818	2,611,965
Accrued interest receivable	1,108,958	1,147,216
Other assets	365,325	473,137
Total assets	311,302,661	334,028,769
Deposits:
Non-interest bearing demand	79,672,270	70,217,614
Interest bearing demand	63,505,499	64,350,891
Money market accounts	57,934,606	96,292,414
Certificates of deposit $100,000 and over	39,784,530	38,638,528
Other time deposits	16,369,208	17,416,840
Other savings deposits	20,163,983	14,211,228
Total deposits	277,430,096	301,127,515
Accrued interest payable and other liabilities	769,505	907,385
Total liabilities	278,199,601	302,034,900
Common Stock - No par value; 12,000,000 shares authorized; Shares issued 4,665,690 at June 30, 2012 and 4,664,391 at December 31, 2011; Shares outstanding 4,446,239 at June 30, 2012 and 4,444,940 shares at December 31, 2011
Additional paid in capital	28,437,909	28,390,929
Retained earnings	4,294,638	3,491,678
Treasury stock - 219,451 shares at June 30, 2012 and December 31, 2011	(1,902,439)	(1,902,439)
Accumulated other comprehensive income, net of income taxes	2,272,952	2,013,701
Total shareholders' equity	33,103,060	31,993,869
Total liabilities and shareholders' equity	$ 311,302,661	$ 334,028,769