CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (UNAUDITED) (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest and fee income
Interest and fees on loans	$ 2,757,987	$ 2,616,584
Interest and dividends on investment securities	342,922	321,555
Other interest income	26,744	10,565
Total interest and fee income	3,127,653	2,948,704
Interest expense
Interest on deposits	132,059	235,938
Total interest expense	132,059	235,938
Net interest income	2,995,594	2,712,766
Provision for loan losses	120,000	120,000
Net interest income after provision for loan losses	2,875,594	2,592,766
Other income
Service charges, fees and commissions	231,549	245,887
Mortgage banking income	314,872	178,263
Other non-interest income	6,627	5,177
Total other income	553,048	429,327
Other expense
Salaries and employee benefits	1,226,382	1,170,400
Net occupancy expense	333,699	334,478
Other operating expenses	593,707	607,776
Total other expense	2,153,788	2,112,654
Income before income tax expense	1,274,854	909,439
Income tax expense	384,128	260,071
Net income	890,726	649,368
Other comprehensive income, net of tax:
Net unrealized (loss) gain on securities	(160,615)	388,928
Comprehensive income	$ 730,111	$ 1,038,296
Basic earnings per share	$ 0.20	$ 0.14
Diluted earnings per share	$ 0.20	$ 0.14
Weighted average shares outstanding
Basic	4,444,943	4,430,705
Diluted	4,444,943	4,437,570
Cash Dividend Per Share	$ 0.11	$ 0.10