Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest and fee income
Interest and fees on loans	$ 2,787,415	$ 2,699,059	$ 8,106,716	$ 7,942,061
Interest and dividends on investment securities	321,716	356,861	967,179	1,104,226
Other interest income	18,623	3,496	45,076	7,421
Total interest and fee income	3,127,754	3,059,416	9,118,972	9,053,708
Interest expense
Interest on deposits	177,288	254,135	627,108	811,175
Interest on short-term borrowings		82		8,692
Total interest expense	177,288	254,217	627,108	819,867
Net interest income	2,950,466	2,805,199	8,491,864	8,233,841
Provision for loan losses	120,000	190,000	360,000	420,000
Net interest income after provision for loan losses	2,830,466	2,615,199	8,131,864	7,813,841
Other income
Service charges, fees and commissions	238,339	261,889	712,559	773,508
Mortgage banking income	181,234	303,713	502,880	674,294
Gain on sale of securities	66,486		124,672
Loss on other real estate owned		(13,347)		(13,347)
Other non-interest income	10,846	8,734	25,210	20,873
Total other income	496,905	560,989	1,365,322	1,455,328
Other expense
Salaries and employee benefits	1,190,370	1,131,616	3,538,762	3,429,996
Net occupancy expense	338,692	333,543	1,003,509	978,461
Other operating expenses	454,308	533,578	1,583,413	1,566,503
Total other expense	1,983,371	1,998,737	6,125,683	5,974,960
Income before income tax expense	1,344,000	1,177,451	3,371,502	3,294,209
Income tax expense	407,027	355,850	1,017,126	1,016,899
Net income	$ 936,973	$ 821,601	$ 2,354,377	$ 2,277,310
Basic earnings per share	$ 0.21	$ 0.19	$ 0.53	$ 0.52
Diluted earnings per share	$ 0.21	$ 0.19	$ 0.53	$ 0.52
Weighted average shares outstanding
Basic	4,444,355	4,424,936	4,438,184	4,412,138
Diluted	4,444,355	4,424,936	4,438,184	4,412,138
Cash Dividend Per Share	$ 0.11	$ 0.10	$ 0.31	$ 0.30