Consolidated Balance Sheets (USD $)	Sep. 30, 2011	Dec. 31, 2010
Assets:
Cash and due from banks	$ 6,918,476	$ 4,697,450
Interest bearing deposits in other banks	94,359,433	715,231
Federal funds sold		19,018,104
Investment securities available for sale	54,719,308	39,379,613
Mortgage loans to be sold	5,188,606	5,908,316
Loans	210,307,748	208,025,664
Allowance for loan losses	(2,973,615)	(2,938,588)
Net loans	207,334,133	205,087,076
Premises and equipment, net	2,564,150	2,436,526
Other real estate owned	659,430	659,492
Accrued interest receivable	948,869	1,054,791
Other assets	726,249	1,564,668
Total assets	373,418,654	280,521,267
Deposits:
Non-interest bearing demand	62,031,647	56,884,235
Interest bearing demand	52,140,953	50,394,101
Money market accounts	154,806,746	68,007,823
Certificates of deposit $100,000 and over	40,330,289	45,523,280
Other time deposits	17,320,283	17,760,278
Other savings deposits	13,733,453	11,867,258
Total deposits	340,363,371	250,436,975
Short-term borrowings	517,519	767,497
Accrued interest payable and other liabilities	1,141,091	597,913
Total liabilities	342,021,981	251,802,385
Common Stock - No par value; 12,000,000 shares authorized; Shares issued 4,664,391 at September 30, 2011 and 4,649,317 at December 31, 2010; Shares outstanding 4,444,940 at September 30, 2011 and 4,429,866 shares at December 31, 2010
Additional paid in capital	28,369,617	28,202,939
Retained earnings	3,145,680	2,167,927
Treasury stock - 219,451 shares at September 30, 2011 and December 31, 2010	(1,902,439)	(1,902,439)
Accumulated other comprehensive income, net of income taxes	1,783,815	250,455
Total shareholders' equity	31,396,673	28,718,882
Total liabilities and shareholders' equity	$ 373,418,654	$ 280,521,267