Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and fee income
Interest and fees on loans	$ 2,702,717	$ 2,571,561	$ 5,319,301	$ 5,243,002
Interest and dividends on investment securities	323,909	380,417	645,464	747,364
Other interest income	15,888	2,859	26,453	3,925
Total interest and fee income	3,042,514	2,954,837	5,991,218	5,994,291
Interest expense
Interest on deposits	213,883	271,601	449,820	557,039
Interest on short-term borrowings		1,245		8,610
Total interest expense	213,883	272,846	449,820	565,649
Net interest income	2,828,631	2,681,991	5,541,398	5,428,642
Provision for loan losses	120,000	110,000	240,000	230,000
Net interest income after provision for loan losses	2,708,631	2,571,991	5,301,398	5,198,642
Other income
Service charges, fees and commissions	228,323	263,338	474,210	511,619
Mortgage banking income	143,383	203,703	321,647	370,580
Gain on sale of securities	58,186		58,186
Other non-interest income	9,188	6,546	14,364	12,139
Total other income	439,080	473,587	868,407	894,338
Other expense
Salaries and employee benefits	1,177,992	1,131,524	2,348,392	2,298,380
Net occupancy expense	330,339	334,331	664,816	644,917
Other operating expenses	537,545	524,702	1,129,104	1,032,925
Total other expense	2,045,876	1,990,557	4,142,312	3,976,222
Income before income tax expense	1,101,835	1,055,021	2,027,493	2,116,758
Income tax expense	333,810	326,179	610,099	661,049
Net income	$ 768,025	$ 728,842	$ 1,417,394	$ 1,455,709
Basic earnings per share	$ 0.17	$ 0.17	$ 0.32	$ 0.33
Diluted earnings per share	$ 0.17	$ 0.17	$ 0.32	$ 0.33
Weighted average shares outstanding
Basic	4,460,218	4,408,037	4,454,969	4,405,633
Diluted	4,460,218	4,408,037	4,454,969	4,405,633
Cash Dividend Per Share	$ 0.1	$ 0.1	$ 0.2	$ 0.2