UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES (Details) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES
Reserve for unpaid losses and loss adjustment expenses, gross, beginning	$ 82,492,674	$ 74,893,509
Reinsurance recoverable on unpaid losses and loss adjustment expenses, beginning	27,116,043	22,253,642
Reserve for unpaid losses and loss adjustment expenses, net, beginning	55,376,631	52,639,867
Incurred losses and loss adjustment expenses:
Provision for insured events of current year	6,121,111	6,757,564
Development of insured events of prior years	710,393	(1,172,351)
Incurred losses and loss adjustment expenses	6,831,504	5,585,213
Losses and loss adjustment expenses:
Attributable to insured events of the current year	1,099,504	2,545,181
Attributable to insured events of prior years	5,281,946	3,410,932
Total payment losses and loss adjustment expenses	6,381,450	5,956,113
Reserve for unpaid losses and loss adjustment expenses at March 31 - net of reinsurance	55,826,685	52,268,967
Reinsurance recoverable on unpaid losses and loss adjustment expenses	26,431,307	22,133,366
Reserve for unpaid losses and loss adjustment expenses at March 31 - gross of reinsurance	$ 82,257,992	$ 74,402,333