Income Taxes (Details 2) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Deferred Tax Assets
Discounting Of Loss Reserves	$ 605,164	$ 531,845
Net Unearned Premium	599,571	759,659
Unearned Commission	0	438,574
Unearned Policy Fees	62,834	127,293
Net Operating Loss Caryforwards	8,584,487	7,769,603
State Income Taxes	2,509,115	2,402,438
Unrealized Losses On Investments	0	0
Bad Debt Reserve	62,673	333,649
Other Deferred Tax Assets	474,854	237,803
Total Deferred Tax Assets	12,898,698	12,600,864
Valuation Allowance	11,939,459	10,557,080
Deferred Tax Assets Net Of Valuation Allowance	959,239	2,043,784
Deferred Tax Liabilities
Policy Acquisition Costs	191,586	858,705
State Tax On Undistributed Insurance Company Earnings	25,357	84,219
Federal Tax Liability On State Deferred Tax Assets	63,456	91,277
Depreciation	302,073	266,880
Unrealized Gains On Investments	376,767	742,703
Total Deferred Tax Liabilities	959,239	2,043,784
Net Deferred Tax Assets	$ 0	$ 0