Deferred Tax Assets And Liabilities (Details) (USD $) - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Deferred tax assets
Discounting of loss reserves	$ 531,845	$ 329,065
Net unearned premium	759,659	747,217
Unearned Commission	438,574	432,969
Unearned policy fees	127,293	145,533
Net operating loss caryforwards	7,769,603	4,145,783
State income taxes	2,402,438	1,931,665
Unrealized losses on investments	0	0
Bad debt reserve	333,649	336,075
Other deferred tax assets	237,803	205,292
Total deferred tax assets	12,600,864	8,273,599
Valuation allowance	10,557,080	2,531,665
Deferred tax assets net of valuation allowance	2,043,784	5,741,934
Deferred tax liabilities
Policy acquisition costs	858,705	892,349
State tax on undistributed insurance company earnings	84,219	343,735
Federal tax liability on state deferred tax assets	91,277	90,461
Depreciation	266,880	175,524
Unrealized gains on investments	742,703	314,433
Total deferred tax liabilities	2,043,784	1,816,502
Net deferred tax assets	$ 0	$ 3,925,432