Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Cash Flows from Operating Activities:
Net Loss	$ (21,491,113)	$ (3,115,703)
Adjustments to reconcile net income (loss) to net cash from operations
Depreciation and amortization, gross of asset retirement	673,895	565,876
Bond amortization, net	33,072	(19,874)
Net realized investment losses (gains)	(97,771)	12,661
Net unrealized investment gains on equity securities	(198,266)	0
Bad debt expense	6,451	7,881
Net receivables and accrued investment income	686,905	(97,770)
Reinsurance recoverable	(7,463,253)	(5,881,413)
Deferred policy acquisition costs	116,346	(129,866)
Other assets	116,942	127,138
Unpaid losses and loss adjustment expenses	19,827,029	3,409,325
Unearned premium	377,961	1,845,748
Advance premium and premium deposits	(10,545)	(15,359)
Accrued expenses and other liabilities	1,447,150	284,942
Income taxes current/deferred	3,538,798	(156,796)
Net Cash Used by Operating Activities	(2,436,399)	(3,163,210)
Cash Flows from Investing Activities
Purchase of fixed maturity investments	(20,580,448)	(10,975,077)
Purchase of equity securities	(2,548,440)	0
Proceeds from maturity of fixed maturity investments	16,050,870	10,137,673
Proceeds from sale or call of fixed maturity investments	6,525,408	3,472,794
Net decrease in short-term investments	1,996,815	2,494,139
Additions to property and equipment	(820,732)	(1,100,146)
Net Cash Provided Investing Activities	623,473	4,029,383
Cash Flows from Financing Activities
Repurchase of common stock	(10,733)	(2,296)
Net Cash Used by Financing Activities	(10,733)	(2,296)
Net increase (decrease) in cash and cash equivalents	(1,823,659)	863,877
Cash and cash equivalents at beginning of period	5,781,639	4,917,762
Cash and Cash Equivalents at End of Period	3,957,980	5,781,639
Cash paid during the period for:
Income taxes	$ 8,800	$ 8,800