Consolidated Statements of Cash Flows - USD ($)	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash Flows from Operating Activities:
Net Loss	$ (19,419,128)	$ (735,284)
Adjustments to reconcile net loss to net cash from operations
Depreciation and amortization	567,639	402,769
Bond amortization, net	(16,989)	24,192
Bad debt expense	7,139	(20,766)
Net realized investment losses (gains)	(31,635)	12,661
Net unrealized investment gains on equity securities	(42,629)
Changes in assets and liabilities:
Net receivables and accrued investment income	142,703	(576,294)
Reinsurance recoverable	(8,823,570)	(5,616,860)
Deferred policy acquisition costs	635	(308,780)
Other assets	(26,428)	265,208
Unpaid losses and loss adjustment expenses	19,267,419	(1,162)
Unearned premium	822,093	2,422,025
Advance premium and premium deposits	140,991	176,897
Accrued expenses and other liabilities	233,990	433,351
Income taxes current/deferred	3,543,153	(111,000)
Net Cash Used by Operating Activities	(3,634,617)	(3,633,043)
Cash Flows from Investing Activities:
Purchase of fixed maturity investments	(14,757,414)	(8,286,568)
Purchase of equity securities	(1,515,228)
Proceeds from maturity of fixed maturity investments	12,318,203	7,313,548
Proceeds from sale or call of fixed maturity investments	6,138,690	3,472,794
Net decrease in short-term investments	1,996,815	4,490,954
Additions to property and equipment	(612,907)	(745,389)
Net Cash Provided by Investing Activities	3,568,159	6,245,339
Cash Flows from Financing Activities:
Repurchase of common stock	(9,518)	(2,121)
Net Cash Used by Financing Activities	(9,518)	(2,121)
Net (decrease) increase in cash and cash equivalents	(75,976)	2,610,175
Cash and cash equivalents beginning of period	5,781,639	4,917,762
Cash and cash equivalents end of period	5,705,663	7,527,937
Cash paid during the period for:
Interest
Income taxes	$ 8,800	$ 8,800