Consolidated Statements of Operations - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
REVENUES
Net premium earned	$ 7,124,272	$ 6,978,698	$ 20,805,517	$ 19,760,961
Investment income	477,145	518,108	1,487,335	1,581,482
Net realized investments gains (losses)	38,214		39,789	(12,661)
Net unrealized investments gains on equity securities	19,670		42,629
Other income	74,784	114,531	278,544	22,660
Total Insurance Company Operation	7,734,085	7,611,337	22,653,814	21,352,442
Gross commissions and fees	461,540	581,100	1,388,494	1,656,371
Finance fees earned	56,985	66,526	191,690	169,896
Other income	7,076	3	7,096	10,830
Total Revenues	8,259,686	8,258,966	24,241,094	23,189,539
EXPENSES
Losses and loss adjustment expenses	17,320,051	5,137,974	28,086,342	15,351,368
Policy acquisition costs	1,279,703	1,194,870	3,626,154	3,571,065
Salaries and employee benefits	2,584,478	1,021,597	4,958,900	3,062,251
Commissions to agents/brokers	23,235	40,946	73,190	132,144
Other operating expenses	1,398,135	532,853	3,372,483	1,896,386
Total Expenses	22,605,602	7,928,240	40,117,069	24,013,214
Income (Loss) Before Income Taxes	(14,345,916)	330,726	(15,875,975)	(823,675)
Income Tax Expense (Benefit)	3,594,572	118,259	3,543,153	(88,391)
Net Income (Loss)	$ (17,940,488)	$ 212,467	$ (19,419,128)	$ (735,284)
Basic
Earnings (loss) per share	$ (3.38)	$ 0.04	$ (3.66)	$ (0.14)
Weighted average shares	5,305,742	5,306,747	5,306,068	5,306,929
Diluted
Earnings (loss) per share	$ (3.38)	$ 0.04	$ (3.66)	$ (0.14)
Weighted average shares	5,305,742	5,306,747	5,306,068	5,306,929