Consolidated Balance Sheets - USD ($)	Sep. 30, 2020	Dec. 31, 2019
Available-for-sale:
Fixed maturities, at fair value (amortized cost: $78,351,555 at September 30, 2020, and $82,002,411 at December 31, 2019)	$ 81,669,234	$ 83,499,710
Held-to-maturity:
Fixed maturities, at amortized cost (fair value: $798,000 at September 30, 2020, and $798,000 at December 31, 2019)	798,000	798,000
Equity securities, at fair value (cost: $1,515,228 at September 30, 2020, and $0 at December 31, 2019)	1,557,856	0
Short-term investments, at fair value	200,000	2,196,815
Total Investments	84,225,090	86,494,525
Cash and cash equivalents	5,705,663	5,781,639
Accrued investment income	456,687	397,302
Receivable, net	3,810,210	4,019,437
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	885,987	685,841
Unpaid losses and loss adjustment expenses	23,349,279	14,725,855
Deferred policy acquisition costs	3,618,959	3,619,594
Property and equipment (net)	10,271,863	10,226,595
Deferred income taxes		3,925,432
Other assets	456,734	430,305
Total Assets	132,780,472	130,306,525
LIABILITIES
Unpaid losses and loss adjustment expenses	74,333,899	55,066,480
Unearned premium	18,632,430	17,810,337
Advance premium and premium deposits	360,074	219,083
Accrued expenses and other liabilities	2,364,290	2,130,300
Total Liabilities	95,690,693	75,226,200
STOCKHOLDERS' EQUITY
Common stock, no par, authorized 10,000,000 shares; 5,305,112 and 5,306,720 shares issued and outstanding at September 30, 2020, and December 31, 2019	3,771,879	3,772,669
Accumulated other comprehensive loss	2,620,967	1,182,866
Retained earnings	30,696,933	50,124,790
Total Stockholders Equity	37,089,779	55,080,325
Total Liabilities and Stockholders' Equity	$ 132,780,472	$ 130,306,525