Consolidated Statements of Cash Flows - USD ($)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Cash Flows from Operating Activities:
Net Loss	$ (1,478,640)	$ (947,751)
Adjustments to reconcile net loss to net cash from operations
Depreciation and amortization	376,723	270,105
Bond amortization, net	(236,401)	(5,228)
Bad debt expense	706	(20,867)
Net realized investment losses (gains)	(1,575)	12,661
Net unrealized investment gains on equity securities	(22,959)	0
Changes in assets and liabilities:
Net receivables and accrued investment income	(139,464)	(800,414)
Reinsurance recoverable	(755,862)	(2,064,442)
Deferred policy acquisition costs	(48,542)	(138,896)
Other assets	61,701	300,049
Unpaid losses and loss adjustment expenses	(189,161)	(1,827,365)
Unearned premium	317,324	1,761,809
Advance premium and premium deposits	70,098	125,263
Accrued expenses and other liabilities	589,835	(195,155)
Income taxes current/deferred	(51,420)	(229,260)
Net Cash Used by Operating Activities	(1,507,637)	(3,759,491)
Cash Flows from Investing Activities:
Purchase of fixed maturity investments	(11,764,292)	(6,743,752)
Purchase of equity securities	(502,484)	0
Proceeds from maturity of fixed maturity investments	9,369,854	3,702,676
Proceeds from sale or call of fixed maturity investments	3,693,797	3,472,794
Net (increase) decrease in short-term investments	(2,389)	4,490,954
Additions to property and equipment	(387,587)	(487,737)
Net Cash Provided by Investing Activities	406,899	4,434,935
Cash Flows from Financing Activities:
Repurchase of common stock	6,240	2,121
Net Cash Used by Financing Activities	(6,240)	(2,121)
Net (decrease) increase in cash and cash equivalents	(1,106,978)	673,323
Cash and cash equivalents beginning of period	5,781,639
Cash and cash equivalents end of period	4,674,661	5,591,085
Cash paid during the period for:
Interest	0	0
Income taxes	$ 8,800	$ 8,800