Consolidated Statements of Operations - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
REVENUES
Net premium earned	$ 6,911,134	$ 6,264,150
Investment income	520,692	532,630
Net realized investments gains (losses)	1,114	(8,149)
Net unrealized investments losses on equity securities	(44,800)	0
Other income (loss)	80,937	(260,700)
Total Insurance Company Operation	7,469,077	6,527,931
Gross commissions and fees	469,069	547,445
Investment income	2	7
Finance fees earned	67,019	49,373
Other income	14	10,718
Total Revenues	8,005,181	7,135,474
EXPENSES
Losses and loss adjustment expenses	5,877,385	5,154,443
Policy acquisition costs	1,144,425	1,086,713
Salaries and employee benefits	1,122,499	1,027,849
Commissions to agents/brokers	25,955	50,121
Other operating expenses	980,415	628,080
Total Expenses	9,150,679	7,947,206
Loss Before Income Taxes	(1,145,498)	(811,732)
Income Tax Benefit	101,672	140,658
Net Loss	$ (1,043,826)	$ (671,074)
Basic
Loss per share	$ (0.20)	$ (0.13)
Weighted average shares	5,306,720	5,307,103
Diluted
Loss per share	$ (0.20)	$ (0.13)
Weighted average shares	5,306,720	5,307,103