Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
Dec. 31, 2019	Dec. 31, 2018
Cash Flows from Operating Activities:
Net Loss	$ (3,115,703)	$ (3,169,559)
Adjustments to reconcile net income (loss) to net cash from operations
Depreciation and amortization, gross of asset retirement	565,876	551,183
Bond amortization, net	(19,874)	201,076
Net realized investment losses (gains)	12,661	(148)
Bad debt expense	7,881	23,903
Net receivables and accrued investment income	(97,770)	2,145,590
Reinsurance recoverable	(5,881,413)	(1,010,051)
Deferred policy acquisition costs	(129,866)	673,043
Other assets	127,138	(124,621)
Unpaid losses and loss adjustment expenses	3,409,325	2,580,164
Unearned premium	1,845,748	(2,803,675)
Advance premium and premium deposits	(15,359)	26,634
Accrued expenses and other liabilities	284,942	(455,000)
Income taxes current/deferred	(156,796)	(768,799)
Net Cash Used by Operating Activities	(3,163,210)	(2,130,260)
Cash Flows from Investing Activities
Purchase of fixed maturity investments	(10,975,077)	(21,034,427)
Proceeds from maturity of fixed maturity investments	10,137,673	20,385,735
Proceeds from sale or call of fixed maturity investments	3,472,794	1,270,296
Net increase in short-term investments	2,494,139	(2,843,176)
Additions to property and equipment, gross of asset retirement	(1,100,146)	(97,134)
Net Cash Provided (Used by) Investing Activities	4,029,383	(2,318,706)
Cash Flows from Financing Activities
Repurchase of common stock	(2,296)	(216)
Net Cash Used by Financing Activities	(2,296)	(216)
Net increase (decrease) in cash and cash equivalents	863,877	(4,449,182)
Cash and cash equivalents at beginning of period	4,917,762	9,366,944
Cash and Cash Equivalents at End of Period	5,781,639	4,917,762
Cash paid during the period for:
Income taxes	$ 8,800	$ 8,800

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