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Concentration of Risks (Narrative) - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
[CrusaderInsuranceCompany]    
Premium written in California_percent of total 99.90% 99.80%
[HealthInsuranceProgramCommissionIncome]    
Guardian Life Ins Co of America, percent of total 39.00% 37.00%
Blue Shield Care Trust, percent of total 49.00% 46.00%
Commission income from health insurance program $ 939,689 $ 944,755