Consolidated Statements of Operations - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
REVENUES
Net premium earned	$ 26,737,468	$ 28,754,910
Investment income	2,097,942	1,907,544
Net realized investments gains	(12,661)	148
Other income	123,050	365,898
Total Insurance Company Operation	28,945,799	31,028,500
Other Insurance Operations
Gross commissions and fees	2,176,658	2,429,382
Investment income	14	229
Finance fees earned	239,524	144,925
Other income	10,819	9,760
Total Revenues	31,372,814	33,612,796
EXPENSES
Losses and loss adjustment expenses	22,576,127	23,557,743
Policy acquisition costs	4,960,846	5,908,831
Salaries and employee benefits	4,067,852	4,592,841
Commissions to agents/brokers	173,796	176,701
Other operating expenses	2,844,083	3,303,472
Total Expenses	34,622,704	37,539,588
Loss before income taxes	(3,249,890)	(3,926,792)
Income tax benefit	(134,187)	(757,233)
Net Loss	$ (3,115,703)	$ (3,169,559)
Basic
Loss per share	$ (0.59)	$ (0.60)
Weighted average shares	5,306,879	5,307,121
Diluted
Loss per share	$ (0.59)	$ (0.60)
Weighted average shares	5,306,879	5,307,121