Consolidated Balance Sheets - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Available-for-sale:
Fixed maturities, at fair value (amortized cost: $82,002,411 at December 31, 2019, and amortized cost: $78,302,588 at December 31, 2018)	$ 83,499,710	$ 76,910,137
Held-to-maturity:
Fixed maturities, at amortized cost (fair value: $798,000 at December 31, 2019, and fair value: $7,126,000 at December 31, 2018)	798,000	7,126,000
Short-term investments, at fair value	2,196,815	4,690,954
Total Investments	86,494,525	88,727,091
Cash and cash equivalents	5,781,639	4,917,762
Accrued investment income	397,302	393,782
Receiveable, net	4,019,437	3,933,068
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	685,841	(1,319)
Unpaid losses and loss adjustment expenses	14,725,855	9,531,602
Deferred policy acquisition costs	3,619,594	3,489,728
Property and equipment (net)	10,226,595	9,692,325
Deferred income taxes	3,925,432	4,375,484
Other assets	430,305	557,443
Total Assets	130,306,525	125,616,966
LIABILITIES
Unpaid losses and loss adjustment expenses	55,066,480	51,657,155
Unearned premium	17,810,337	15,964,589
Advance premium and premium deposits	219,083	234,442
Accrued expenses and other liabilities	2,130,300	1,845,358
Total Liabilities	75,226,200	69,701,544
STOCKHOLDERS' EQUITY
Common stock, no par, authorized 10,000,000 shares; issued and outstanding shares 5,306,720 at December 31, 2019, and 5,307,103 at December 31, 2018	3,772,669	3,772,857
Accumulated other comprehensive loss	1,182,866	(1,100,036)
Retained earnings	50,124,790	53,242,601
Total Stockholders Equity	55,080,325	55,915,422
Total Liabilities and Stockholders' Equity	$ 130,306,525	$ 125,616,966