Consolidated Statements of Operations - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
REVENUES
Net premium earned	$ 6,518,112	$ 7,362,945	$ 12,782,262	$ 15,044,572
Investment income	530,745	452,508	1,063,375	897,209
Net realized investments gains (losses)	(4,512)	137	(12,661)	137
Other income (loss)	168,828	112,199	(91,872)	167,889
Total Insurance Company Operation	7,213,173	7,927,789	13,741,104	16,109,807
Gross commissions and fees	527,825	671,449	1,075,270	1,278,106
Investment income	2	98	9	195
Finance fees earned	53,998	34,380	103,371	52,476
Other income	100	9,736	10,818	9,757
Total Revenues	7,795,098	8,643,452	14,930,572	17,450,341
EXPENSES
Losses and loss adjustment expenses	5,058,951	4,929,203	10,213,394	12,730,960
Policy acquisition costs	1,289,481	1,515,476	2,376,194	3,136,981
Salaries and employee benefits	1,012,805	1,126,503	2,040,654	2,414,580
Commissions to agents/brokers	41,077	40,541	91,198	81,880
Other operating expenses	735,454	744,697	1,363,534	1,610,840
Total Expenses	8,137,768	8,356,420	16,084,974	19,975,241
Income (Loss) Before Income Taxes	(342,670)	287,032	(1,154,402)	(2,524,900)
Income Tax Expense (Benefit)	(65,993)	118,735	(206,651)	(485,945)
Net Income (Loss)	$ (276,677)	$ 168,297	$ (947,751)	$ (2,038,955)
Basic
Income (loss) per share	$ (.05)	$ .03	$ (.18)	$ (.38)
Weighted average shares	5,306,938	5,307,133	5,307,021	5,307,133
Diluted
Income (loss) per share	$ (0.05)	$ 0.03	$ (0.18)	$ (0.38)
Weighted average shares	5,306,938	5,307,133	5,307,021	5,307,133