Deferred Tax Assets And Liabilities (Details) (USD $) - USD ($)	Dec. 31, 2018	Dec. 31, 2017
Deferred tax assets
Discounting of loss reserves	$ 324,346	$ 264,510
Net unearned premium	671,792	794,461
Unearned Commission	388,099	360,443
Unearned policy fees	166,565	212,419
Net operating loss caryforwards	3,515,221	2,746,927
State income taxes	1,850,934	1,258,753
Unrealized losses on investments	292,415	63,770
Bad debt reserve	340,688	334,705
Other deferred tax assets	195,048	255,414
Total deferred tax assets	7,745,108	6,291,402
Valuation allowance	1,850,934	1,258,753
Deferred tax assets net of valuation allowance	5,894,174	5,032,649
Deferred tax liabilities
Policy acquisition costs	867,652	1,036,477
State tax on undistributed insurance company earnings	392,802	372,146
Federal tax liability on state deferred tax assets	81,723	96,368
Depreciation	176,513	146,852
Total deferred tax liabilities	1,518,690	1,651,843
Net deferred tax assets	$ 4,375,484	$ 3,380,806