Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
Dec. 31, 2018	Dec. 31, 2017
Cash Flows from Operating Activities:
Net Loss	$ (3,169,559)	$ (8,724,984)
Adjustments to reconcile net income (loss) to net cash from operations
Depreciation and amortization, gross of asset retirement	551,183	517,199
Bond amortization, net	201,076	(664,258)
Non-cash based compensation	0	11,552
Net realized investment gains	(148)	(528)
Bad debt expense	23,903	16,222
Net receivables and accrued investment income	2,145,590	(318,566)
Reinsurance recoverable	(1,010,051)	1,261,482
Deferred policy acquisition costs	673,043	269,528
Other assets	(124,621)	400,471
Unpaid losses and loss adjustment expenses	2,580,164	2,021,204
Unearned premium	(2,803,675)	(606,476)
Advance premium and premium deposits	26,634	(16,247)
Accrued expenses and other liabilities	(455,000)	(360,625)
Income taxes current/deferred	(768,799)	(828,206)
Net Cash Used by Operating Activities	(2,130,260)	(7,022,232)
Cash Flows from Investing Activities
Purchase of fixed maturity investments	(21,034,427)	(60,292,407)
Proceeds from maturity of fixed maturity investments	20,385,735	53,936,023
Proceeds from sale or call of fixed maturity investments	1,270,296	1,141,892
Net increase in short-term investments	(2,843,176)	(749,778)
Additions to property and equipment, gross of asset retirement	(97,134)	(249,536)
Net Cash Used by Investing Activities	(2,318,706)	(6,213,806)
Cash Flows from Financing Activities
Repurchase of common stock	(216)	0
Net Cash Used by Financing Activities	(216)	0
Net decrease in cash and restricted cash	(4,449,182)	(13,236,038)
Cash and restricted cash at beginning of period	9,366,944	22,602,982
Cash and Restricted Cash at End of Period	4,917,762	9,366,944
Cash paid during the period for:
Income taxes	$ 8,800	$ 8,800

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