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Concentration of Risks (Narrative) - USD ($)
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
[CrusaderInsuranceCompany]    
Premium written in California_percent of total 99.80% 99.70%
[HealthInsuranceProgramCommissionIncome]    
Guardian Life Ins Co of America, percent of total 37.00% 42.00%
Blue Shield Care Trust, percent of total 46.00% 45.00%
Commission income from health insurance program $ 958,495 $ 1,047,593