Consolidated Statements of Operations - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
REVENUES
Net premium earned	$ 28,754,910	$ 32,343,319
Investment income	1,907,544	1,289,736
Net realized investments gains	148	528
Other income	365,898	338,653
Total Insurance Company Operation	31,028,500	33,972,236
Other Insurance Operations
Gross commissions and fees	2,429,382	2,744,016
Investment income	229	331
Finance fees earned	144,925	74,834
Other income	9,760	65
Total Revenues	33,612,796	36,791,482
EXPENSES
Losses and loss adjustment expenses	23,557,743	30,490,507
Policy acquisition costs	5,908,831	6,463,681
Salaries and employee benefits	4,592,841	5,843,714
Commissions to agents/brokers	176,701	166,636
Other operating expenses	3,303,472	3,707,165
Total Expenses	37,539,588	46,671,703
Loss before income taxes	(3,926,792)	(9,880,221)
Income tax benefit	(757,233)	(1,155,237)
Net Loss	$ (3,169,559)	$ (8,724,984)
Basic
Loss per share	$ (0.60)	$ (1.64)
Weighted average shares	5,307,121	5,307,133
Diluted
Loss per share	$ (0.60)	$ (1.64)
Weighted average shares	5,307,121	5,307,133