Consolidated Balance Sheets - USD ($)	Dec. 31, 2018	Dec. 31, 2017
Available-for-sale:
Fixed maturities, at fair value (amortized cost: $78,302,588 at December 31, 2018, and amortized cost: $58,153,120 at December 31, 2017)	$ 76,910,137	$ 57,849,454
Held-to-maturity:
Fixed maturities, at amortized cost (fair value: $7,126,000 at December 31, 2018, and fair value: $28,098,000 at December 31, 2017)	7,126,000	28,098,000
Short-term investments, at fair value	4,690,954	1,847,778
Total Investments	88,727,091	87,795,232
Cash, cash equivalents, and restricted cash	4,917,762	9,366,944
Accrued investment income	393,782	490,579
Receiveable, net	3,933,068	6,005,764
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	(1,319)	126,682
Unpaid losses and loss adjustment expenses	9,531,602	8,393,550
Deferred policy acquisition costs	3,489,728	4,162,771
Property and equipment (net)	9,560,820	10,014,869
Deferred income taxes	4,375,484	3,380,806
Other assets	688,948	561,561
Total Assets	125,616,966	130,298,758
LIABILITIES
Unpaid losses and loss adjustment expenses	51,657,155	49,076,991
Unearned premium	15,964,589	18,768,264
Advance premium and premium deposits	234,442	207,808
Accrued expenses and other liabilities	1,845,358	2,300,358
Total Liabilities	69,701,544	70,353,421
STOCKHOLDERS' EQUITY
Common stock, no par, authorized 10,000,000 shares; issued and outstanding shares 5,307,103 at December 31, 2018, and 5,307,133 at December 31, 2017	3,772,857	3,772,872
Accumulated other comprehensive loss	(1,100,036)	(239,896)
Retained earnings	53,242,601	56,412,361
Total Stockholders Equity	55,915,422	59,945,337
Total Liabilities and Stockholders' Equity	$ 125,616,966	$ 130,298,758