Consolidated Statements of Cash Flows - USD ($)	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Cash Flows from Operating Activities:
Net Loss	$ (2,700,880)	$ (5,949,007)
Adjustments to reconcile net loss to net cash from operations
Depreciation and amortization	417,261	386,250
Bond amortization, net	160,724	(533,123)
Non-cash stock based compensation	0	11,552
Bad debt expense	384	15,534
Realized investment gains	(148)	(528)
Changes in assets and liabilities:
Net receivables and accrued investment income	1,874,900	(304,116)
Reinsurance recoverable	77,156	(3,801,282)
Deferred policy acquisition costs	558,841	201,467
Other assets	51,589	478,374
Unpaid losses and loss adjustment expenses	163,351	6,010,728
Unearned premium	(2,610,489)	97,396
Advance premium and premium deposits	159,445	206,055
Accrued expenses and other liabilities	(367,520)	(505,559)
Income taxes current/deferred	(647,727)	(3,108,695)
Net Cash Used by Operating Activities	(2,863,113)	(6,794,954)
Cash Flows from Investing Activities:
Purchase of fixed maturity investments	(21,034,427)	(44,321,953)
Proceeds from maturity of fixed maturity investments	16,121,354	39,354,000
Proceeds from sale or call of fixed maturity investments	1,270,296	1,594,097
Net (increase) decrease in short-term investments	1,647,778	(2,274,664)
Additions to property and equipment	(95,947)	(221,281)
Net Cash Used by Investing Activities	(2,090,946)	(5,869,801)
Cash Flows from Financing Activities:
Repurchase of common stock	(216)	0
Net Cash Used by Financing Activities	(216)	0
Net decrease in cash, cash equivalents, and restricted cash	(4,954,275)	(12,664,755)
Cash, cash equivalents and restricted cash beginning of period	9,366,944	22,602,982
Cash, cash equivalents and restricted cash end of period	4,412,669	9,938,227
Cash paid during the period for:
Interest	0	0
Income taxes	$ 8,800	$ 8,800