Consolidated Statements of Operations - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
REVENUES
Net premium earned	$ 6,924,444	$ 8,168,252	$ 21,969,016	$ 24,309,101
Investment income	487,538	309,405	1,384,748	785,579
Net realized investments gains	11	373	148	528
Other income	125,958	108,169	293,847	243,642
Total Insurance Company Operation	7,537,951	8,586,199	23,647,759	25,338,850
Gross commissions and fees	578,485	685,288	1,856,592	2,097,916
Investment income	21	87	216	206
Finance charges and fees earned	44,575	21,814	97,051	58,155
Other income	2	1	9,759	65
Total Revenues	8,161,034	9,293,389	25,611,377	27,495,192
EXPENSES
Losses and loss adjustment expenses	5,638,620	9,917,896	18,369,580	24,351,751
Policy acquisition costs	1,375,222	1,854,212	4,512,203	4,943,350
Salaries and employee benefits	1,142,827	1,221,182	3,557,408	4,534,550
Commissions to agents/brokers	43,381	39,737	125,262	126,620
Other operating expenses	773,125	695,587	2,383,965	2,592,318
Total Expenses	8,973,175	13,728,614	28,948,418	36,548,589
Loss Before Income Taxes	(812,141)	(4,435,225)	(3,337,041)	(9,053,397)
Income Tax Benefit	150,216	1,507,976	636,161	3,104,390
Net Loss	$ (661,925)	$ (2,927,249)	$ (2,700,880)	$ (5,949,007)
Basic
Loss per share	$ (0.12)	$ (0.55)	$ (0.51)	$ (1.12)
Weighted average shares	5,307,113	5,307,133	5,307,126	5,307,133
Diluted
Loss per share	$ (0.12)	$ (0.55)	$ (0.51)	$ (1.12)
Weighted average shares	5,307,113	5,307,133	5,307,126	5,307,133