Consolidated Statements of Cash Flows - USD ($)	6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017
Cash Flows from Operating Activities:
Net Loss	$ (2,038,955)	$ (3,037,987)
Adjustments to reconcile net loss to net cash from operations
Depreciation and amortization	281,717	264,710
Bond amortization, net	128,839	(426,603)
Non-cash stock based compensation	0	11,552
Bad debt expense	279	15,420
Realized investment gains	(137)	(155)
Changes in assets and liabilities:
Net receivables and accrued investment income	1,626,298	(318,323)
Reinsurance recoverable	(378,171)	(2,790,506)
Deferred policy acquisition costs	445,267	9,643
Other assets	(47,437)	415,723
Unpaid losses and loss adjustment expenses	989,062	4,883,233
Unearned premium	(1,944,306)	501,849
Advance premium and premium deposits	31,980	161,441
Accrued expenses and other liabilities	(697,649)	47,035
Income taxes current/deferred	(497,511)	(1,584,493)
Net Cash Used by Operating Activities	(2,100,724)	(1,847,461)
Cash Flows from Investing Activities:
Purchase of fixed maturity investments	(10,735,449)	(29,347,552)
Proceeds from maturity of fixed maturity investments	8,741,441	25,218,000
Proceeds from sale or call of fixed maturity investments	1,000,000	1,050,155
Net (increase) decrease in short-term investments	1,647,778	(2,100,663)
Additions to property and equipment	(84,790)	(95,441)
Net Cash (Used) Provided by Investing Activities	568,980	(5,275,501)
Cash Flows from Financing Activities:
Net Cash Used by Financing Activities	0	0
Net (decrease) increase in cash, cash equivalents, and restricted cash	(1,531,744)	(7,122,962)
Cash, cash equivalents and restricted cash beginning of period	9,366,944	22,602,982
Cash, cash equivalents and restricted cash end of period	7,835,200	15,480,020
Cash paid during the period for:
Interest	0	0
Income taxes	$ 8,800	$ 8,800