Consolidated Statements of Cash Flows - USD ($)	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Cash Flows from Operating Activities:
Net Loss	$ (2,207,251)	$ (2,147,252)
Adjustments to reconcile net loss to net cash from operations
Depreciation and amortization	140,202	132,269
Bond amortization, net	98,269	(2,828)
Non-cash stock based compensation	0	5,776
Bad debt expense	128	13,352
Changes in assets and liabilities:
Net receivables and accrued investment income	533,963	(292,054)
Reinsurance recoverable	(3,589,663)	(261,709)
Deferred policy acquisition costs	224,155	11,553
Other assets	34,429	375,717
Unpaid losses and loss adjustment expenses	4,837,012	2,834,262
Unearned premium	(713,923)	22,542
Advance premium and premium deposits	101,379	169,325
Accrued expenses and other liabilities	(430,537)	(141,236)
Income taxes current/deferred	(607,446)	(1,118,132)
Net Cash Used by Operating Activities	(1,579,283)	(398,415)
Cash Flows from Investing Activities:
Purchase of fixed maturity investments	(8,160,736)	(100,000)
Proceeds from maturity of fixed maturity investments	4,837,436	12,238,000
Net (increase) decrease in short-term investments	4,428,704	(11,598,094)
Additions to property and equipment	(37,739)	(35,752)
Net Cash (Used by) Provided by Investing Activities	1,067,665	504,154
Cash Flows from Financing Activities:
Net Cash Used by Financing Activities	0	0
Net (decrease) increase in cash and restricted cash	(511,618)	105,739
Cash, cash equivalents and restricted cash beginning of period	774,226	13,496,379
Cash, cash equivalents and restricted cash end of period	262,608	13,602,118
Cash paid during the period for:
Interest	0	0
Income taxes	$ 0	$ 0