Consolidated Statements of Operations - USD ($)	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
REVENUES
Net premium earned	$ 7,681,628	$ 7,920,699
Investment income	444,702	212,186
Net realized investments gains (losses)	0	0
Other income	55,689	68,212
Total Insurance Company Operation	8,182,019	8,201,097
Gross commissions and fees	606,657	741,175
Investment income	97	49
Finance fees earned	18,097	18,161
Other income	21	15
Total Revenues	8,806,891	8,960,497
EXPENSES
Losses and loss adjustment expenses	7,801,757	8,525,181
Policy acquisition costs	1,621,505	1,497,634
Salaries and employee benefits	1,288,078	1,348,643
Commissions to agents/brokers	41,339	41,889
Other operating expenses	866,143	814,499
Total Expenses	11,618,822	12,227,846
Loss Before Income Taxes	(2,811,931)	(3,267,349)
Income Tax Benefit	604,680	1,120,097
Net Loss	$ (2,207,251)	$ (2,147,252)
Basic
Loss per share	$ (0.42)	$ (0.40)
Weighted average shares	5,307,133	5,307,133
Diluted
Loss per share	$ (0.42)	$ (0.40)
Weighted average shares	5,307,133	5,307,133