Deferred Tax Assets And Liabilities (Details) (USD $) - USD ($)	Dec. 31, 2017	Dec. 31, 2016
Deferred tax assets
Discounting of loss reserves	$ 264,510	$ 546,195
Net unearned premium	794,461	1,340,027
Unearned Commission	360,443	469,730
Unearned policy fees	212,419	347,792
Net operating loss caryforwards	2,746,927
State income taxes	1,258,753	1,463,188
Unrealized losses on investments	63,770
Bad debt reserve	334,705	507,448
Other deferred tax assets	255,414	301,416
Total deferred tax assets	6,291,402	4,975,796
Valuation allowance	1,258,753	1,264,627
Deferred tax assets net of valuation allowance	5,032,649	3,711,169
Deferred tax liabilities
Policy acquisition costs	1,036,477	1,859,491
Unrealized gains on investments	0	4,108
State tax on undistributed insurance company earnings	372,146	337,622
Federal tax liability on state deferred tax assets	96,368	167,585
Depreciation	146,852	165,017
Total deferred tax liabilities	1,651,843	2,533,823
Net deferred tax assets	$ 3,380,806	$ 1,177,346