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Statutory Balances And Accounting Practices (Schedule Of Statutory Net Income And Capital And Surplus) (Details) - USD ($)
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Statutory Balances And Accounting Practices Schedule Of Statutory Net Income And Capital And Surplus Details    
Statutory net income (loss) $ (6,207,351) $ (207,503)
Statutory capital and surplus 50,446,888 59,120,443
Intercompany dividend 3,000,000 $ 2,000,000
Maximum 2017 allowable dividend without prior Department of Insurance approval $ 5,044,689  
Adjusted capital to authorized control level risk based capital 716.00%  
IRIS ratio two year overall operating ratio 100.00%  
IRIS computed two year overall operating ratio 110.00%  
IRIS ratio investment yield test, upper range 6.50%  
IRIS ratio investment yield test, lower range 3.00%  
IRIS computed investment yield 1.50%  
IRIS ratio gross change in policyhoders surplus, upper range 50.00%  
IRIS ratio gross change in policyhoders surplus, lower range (10.00%)  
IRIS computed gross change in policyholders surplus (15.00%)  
IRIS ratio change in adjusted policyholders surplus, upper range 25.00%  
IRIS ratio change in adjusted policyholders surplus, lower range (10.00%)  
IRIS computed change in adjusted policyholders surplus (15.00%)