Consolidated Statements of Operations - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
REVENUES
Net premium earned	$ 32,343,319	$ 31,356,371
Investment income	1,289,736	880,787
Net realized investments gains (losses)	528	(1,278)
Other income	338,653	217,721
Total Insurance Company Operation	33,972,236	32,453,601
Other Insurance Operations
Gross commissions and fees	2,744,016	2,738,303
Investment income	331	359
Finance fees earned	74,834	68,900
Other income	65	6,561
Total Revenues	36,791,482	35,267,724
EXPENSES
Losses and loss adjustment expenses	30,490,507	22,826,878
Policy acquisition costs	6,463,681	6,895,149
Salaries and employee benefits	5,843,714	4,926,652
Commissions to agents/brokers	166,636	161,545
Other operating expenses	3,707,165	2,571,738
Total Expenses	46,671,703	37,381,962
Income (loss) before income taxes	(9,880,221)	(2,114,238)
Income tax expense (benefit)	(1,155,237)	(709,961)
Net Income (loss)	$ (8,724,984)	$ (1,404,277)
Basic
Earnings (loss) per share	$ (1.64)	$ (0.26)
Weighted average shares	5,307,133	5,307,694
Diluted
Earnings (loss) per share	$ (1.64)	$ (0.26)
Weighted average shares	5,307,133	5,307,694