Consolidated Statements of Operations - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
REVENUES
Net premium earned	$ 7,920,699	$ 7,572,415
Investment income	212,186	212,000
Net realized investments losses	0	(1,278)
Other income	68,212	67,594
Total Insurance Company Revenues	8,201,097	7,850,731
Gross commissions and fees	741,175	657,245
Investment income	49	91
Finance fees earned	18,161	16,609
Other income	15	5,002
Total Revenues	8,960,497	8,529,678
EXPENSES
Losses and loss adjustment expenses	8,525,181	5,085,494
Policy acquisition costs	1,497,634	1,699,660
Salaries and employee benefits	1,348,643	1,381,584
Commissions to agents/brokers	41,889	40,419
Other operating expenses	814,499	592,547
Total Expenses	12,227,846	8,799,704
Loss before income taxes	(3,267,349)	(270,026)
Income Tax Benefit	1,120,097	71,039
Net Loss	$ (2,147,252)	$ (198,987)
Basic
Loss per share	$ (0.40)	$ (0.04)
Weighted average shares	5,307,133	5,309,377
Diluted
Loss per share	$ (0.40)	$ (0.04)
Weighted average shares	5,307,133	5,309,377