Deferred Tax Assets And Liabilities (Details) (USD $) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Deferred tax assets
Discounting of loss reserves	$ 546,195	$ 660,930
Net unearned premium	1,340,027	1,248,509
Unearned Commission	469,730	438,337
Unearned policy fees	347,792	359,775
State income taxes	1,463,188	1,384,171
Bad debt reserve	507,448	507,778
Other deferred tax assets	301,416	307,406
Total deferred tax assets	4,975,796	4,906,906
Valuation allowance	1,264,627	1,159,090
Deferred tax assets net of valuation allowance	3,711,169	3,747,816
Deferred tax liabilities
Policy acquisition costs	1,859,491	1,774,284
Unrealized gains (losses) on investments	4,108	(14,088)
State tax on undistributed insurance company earnings	337,622	357,975
Federal tax liability on state deferred tax assets	167,585	174,514
Depreciation	165,017	121,044
Total deferred tax liabilities	2,533,823	2,413,729
Net deferred tax assets	$ 1,177,346	$ 1,334,087