Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Cash Flows from Operating Activities:
Net Income (Loss)	$ (1,404,277)	$ (1,182,870)	$ 846,361
Adjustments to reconcile net income (loss) to net cash from operations
Depreciation and amortization	483,580	341,264	539,608
Bond amortization, net	(16,115)	(18,758)	(5,200)
Non-cash based compensation	23,104	23,104	23,104
Loss on asset impairment		1,287,460
Net realized investment losses	1,278	7,251	0
Bad debt expense	5,833	(1,460)	255,299
Net receivables and accrued investment income	(608,556)	(376,608)	(306,541)
Reinsurance recoverable	606,570	(5,024,502)	(751,713)
Deferred policy acquisition costs	(198,903)	(350,571)	(246,822)
Other assets	296,515	219,230	64,257
Unpaid losses and loss adjustment expenses	(2,037,784)	4,697,013	519,729
Unearned premium	1,295,487	1,472,074	1,346,397
Advance premium and premium deposits	11,800	(38,166)	(214,407)
Accrued expenses and other liabilities	217,699	(543,033)	631,823
Income taxes current/deferred	(85,473)	(560,961)	(233,709)
Net Cash Provided (Used) by Operating Activities	(1,409,242)	(49,533)	2,468,186
Cash Flows from Investing Activities
Purchase of fixed maturity investments	(16,772,000)	(57,929,858)	(25,303,347)
Proceeds from maturity of fixed maturity investments	18,617,722	10,891,749	2,100,000
Net (increase) decrease in short-term investments	5,436,200	56,618,605	21,547,909
Acquisition of land and building		0	0
(Additions) to property and equipment	(545,392)	(1,339,138)	(879,974)
Net Cash Provided (Used) by Investing Activities	6,736,530	8,241,358	(2,535,412)
Cash Flows from Financing Activities
Repurchase of common stock	(89,582)	(242,314)	0
Dividends paid to shareholders		0	0
Proceeds from issuance of common stock		0	0
Tax benefit from disqualified incentive stock options		0	0
Net Cash Provided (Used) by Financing Activities	(89,582)	(242,314)	0
Net increase (decrease) in cash and restricted cash	5,237,706	7,949,511	(67,226)
Cash and restricted cash at beginning of period	8,258,673	309,162	376,388
Cash and Restricted Cash at End of Period	13,496,379	8,258,673	309,162
Cash paid during the period for:
Income taxes	$ 8,774	$ 8,960	$ 683,800