Consolidated Statements of Operations - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
REVENUES
Net premium earned	$ 31,356,371	$ 29,573,796	$ 26,373,423
Investment income	880,787	478,950	161,183
Net realized investments losses	(1,278)	(7,251)	0
Other income	217,721	375,493	931,991
Total Insurance Company Operation	32,453,601	30,420,988	27,466,597
Other Insurance Operations
Gross commissions and fees	2,738,303	2,773,742	2,917,964
Investment income	359	414	555
Finance fees earned	68,900	65,730	67,012
Other income	6,561	3,765	18,112
Total Revenues	35,267,724	33,264,639	30,470,240
EXPENSES
Losses and loss adjustment expenses	22,826,878	19,163,316	14,617,118
Policy acquisition costs	6,895,149	6,465,232	5,986,108
Salaries and employee benefits	4,926,652	4,853,161	4,992,131
Commissions to agents/brokers	161,545	166,641	192,684
Other operating expenses	2,571,738	4,351,247	3,385,694
Total Expenses	37,381,962	34,999,597	29,173,735
Income (loss) before income taxes	(2,114,238)	(1,734,958)	1,296,505
Income tax expense (benefit)	(709,961)	(552,088)	450,144
Net Income (loss)	$ (1,404,277)	$ (1,182,870)	$ 846,361
Basic
Earnings (loss) per share	$ (0.26)	$ (.22)	$ 0.16
Weighted average shares	5,307,694	5,335,540	5,341,147
Diluted
Earnings (loss) per share	$ (0.26)	$ (.22)	$ 0.16
Weighted average shares	5,307,694	5,335,540	5,346,552